Credit, instead of helping Swapna improve her earnings, left her ________. This is an example of what is commonly called a debt trap.

Explanation: 

In Swapna’s case, the failure of the crop made loan repayment impossible. She had to sell part of the land to repay the loan. Credit, instead of helping Swapna improve her earnings, left her worse off. This is an example of what is commonly called debt-trap