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Q.

How does the programme prioritize students who have faced family or personal crises?

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Detailed Solution

The programme gives preference to students who faced a crisis in the last three years by prioritizing their applications with valid proof. Crisis preference is a key feature of the HDFC Parivartan ECSS Programme. If your family has suffered a recent personal or financial crisis (for example, medical emergency, job loss, death of an earning member, or natural calamity), and you provide valid crisis proof, your application may be prioritized during selection.

How prioritization works

  • Time window: Crisis events within the past 3 years are considered.
  • Evidence: Upload documents such as hospital bills, death certificates, employer letters, or government notices.
  • Consistency: Make sure your explanation matches your income proof and admission details.

Helpful documentation ideas

Crisis typeExamples of proof
Medical emergencyHospital bills, doctor’s notes, insurance papers
Job lossEmployer separation letter, PF closure note, unemployment record
Death of earnerDeath certificate, relationship proof, income documents
Natural calamityGovernment relief document, FIR, panchayat certificate

General eligibility still applies

  • Marks ≥ 55% in the previous academic year
  • Family income ≤ INR 2.5 Lakh per year (₹2,50,000)
  • Indian nationality

Application tips

  • Visit the official Buddy4Study portal.
  • Open the HDFC Bank Parivartan’s ECSS Programme 2025-26 page.
  • Login or register using email / mobile / Gmail.
  • Click **Start Application** and fill the form.
  • Upload the required documents in the correct format.
  • Accept terms & conditions and preview your form.
  • Submit the application and save a copy of the form/acknowledgment.
  • Passport-size photograph
  • Previous year marksheet (2024–25)
  • Government ID (Aadhaar / Voter ID / Driving License)
  • Current admission proof (fee receipt / admission letter / institution ID / bonafide)
  • Bank passbook or cancelled cheque
  • Income proof (Gram Panchayat / Ward Counsellor / SDM / Tehsildar / Affidavit)
  • Crisis proof, if applicable

Be clear and honest about your situation. A short, direct note explaining what happened and how it affected your fees can help reviewers understand your need. Add all supporting papers, and submit before 30 October 2025 so your case can be processed smoothly.

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