Raj said to Rashmi, “I am using your pen.”
Find the indirect speech of the above sentence.
 

When the reporting verb (here, said to) is in the past tense and if the quoted sentence (“I am taking your bicycle.”) is in the present continuous tense, it will be changed to past continuous tense in the reported speech. Pronouns (here ‘I’) is changed as per the speaker's gender (here, as ‘he’) and possessive adjective (here ‘your’) is changed as per listener's gender (here, as ‘her’)