Underemployment is a substantial contributor to {fill _ regular}.

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Underemployment is a substantial contributor to poverty.
Underemployment is a situation where people are working less than what they are capable of doing.
A worker is underutilized when they are underemployed or doing a part-time or unoccupied job that does not take advantage of their skills. Examples include doing a part-time job despite wanting a full-time position, as well as overqualification, in which the individual possesses education, experience, or skills that are above and beyond what is necessary for the position. Although the worker may be able to obtain a part-time job, the part-time wage may not be enough to cover basic requirements, making underemployment a substantial contributor to poverty.

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