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Q.

What is the full form of OTP?

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Detailed Solution

The full form of OTP is One-Time Password. An OTP is a unique code or password that is valid for only one login session or transaction. It is usually sent via SMS or email to ensure the security of online payments, banking, or other sensitive transactions.

Features of OTP:

  • Temporary and valid for a short time
  • Used for authentication and verification
  • Helps protect against fraud
  • Widely used in digital banking, e-commerce, and app logins

OTP adds an extra layer of security, also called 2FA (Two-Factor Authentication), making your online activities safer.

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