Letter to Bank Manager for Minor to Major Account

Request to Bank Manager for Changing Minor Account to Major Account: If you’re over 18 years old and need to upgrade your minor account to a major one, you’ll need to write a letter to the bank. If you’re unsure how to write converting bank account from minor to major, you can follow this guide.

Minor Account: A minor account is for students and children under 18 years old. Banks have specific rules for these accounts. They allow minors to deposit and withdraw money within certain limits. The Reserve Bank of India (RBI) permits opening these accounts for children older than 10 years. Banks offer various services like transactions and internet banking for students and children using these accounts.

Major Account: A major account is for adults aged 18 and above. When students turn 18, they need to change their minor account to a major one. This ensures they can manage all transactions without any issues. A major account has no limits on deposits and offers services like internet banking, credit/debit cards, and cheque books that minor accounts may not have.

Application for ATM Card with Format and Samples

How to Change Minor Account to Major

Converting a minor bank account to a major account is essential when the account holder reaches the legal age of 18. Below are the steps, requirements, and tips for successfully transitioning a minor account to a major account.

Steps to Convert a Minor Account to a Major Account

1. Check Eligibility: Ensure the account holder has turned 18 (legal age) to qualify for this transition.
2. Visit the Bank: Go to the branch where the account is held.
3. Fill the Application Form: Request and complete the minor to major account application form from your bank.
4. Submit Required Documents: Provide proof of identity, age, and updated address, such as:
   • Aadhaar Card
   • PAN Card
   • Birth Certificate
5. Parent/Guardian Removal: In some cases, the guardian’s role in the account will end post-transition.
6. Verify Details: Bank officials will review your application and verify the details provided.
7. Account Upgrade Confirmation: Once approved, the account is upgraded, and the status is changed to a major account.

Application to Bank Manager for Minor to Major Account

Here are a few samples of an application to the bank manager requesting to convert a minor account to a major account, using simple words:

Letter to Bank Manager for Minor to Major Account – Sample 1

Subject: Request to Convert Minor Account to Major Account

Date: [Your Date]

To,
The Branch Manager,
[Bank Name],
[Branch Address].

Dear Sir/Madam,

I am [Your Name], the guardian of [Minor’s Name], holding savings account number [Account Number]. I am writing to request the conversion of this account from a minor account to a major account as [Minor’s Name] has now attained the age of majority.

I have attached [Minor’s Name]’s birth certificate and my identification documents for your verification and necessary action.

Thank you for your prompt attention to this matter.

Yours sincerely,

[Your Name]

Letter to Bank Manager for Activate ATM Card

Letter to Bank Manager for Minor to Major Account – Sample 2

Subject: Conversion of Minor Account to Major Account

Date: [Your Date]

The Manager,
[Bank Name],
[Branch Address].

Respected Sir/Madam,

I, [Your Name], am writing to request the conversion of my ward’s savings account, held under the minor account status, to a major account. [Minor’s Name], for whom the account is held, has recently turned [Age of Majority].

Enclosed with this letter are the necessary documents, including [Minor’s Name]’s birth certificate and my identification proof, as per your bank’s requirements.

I kindly request you to process this conversion at your earliest convenience.

Thank you.

Yours faithfully,

[Your Name]

SBI Minor to Major Account Application

Subject: Request to Convert Minor Account to Major

To,
The Bank Manager,
State Bank of India,
Branch Name,
Branch Address

Respected Sir/Madam,

I, [Your Name], holding a minor savings account with account number [Your Account Number], have recently turned 18. I kindly request you to upgrade my account from minor to major.

I am submitting the required documents for your reference:

1. Proof of identity (Aadhaar Card/PAN Card)
2. Proof of age (Birth Certificate/Passport)
3. Proof of address (Aadhaar/Utility Bill)
4. Passport-sized photographs

Please process my request and update my account at the earliest.

Thank you for your assistance.

Yours sincerely,
Your Name
Contact Number
Email Address

Bank Manager for Minor to Major Account FAQs

How to change minor to major in bank account?

To change a minor account to a major one, visit your bank with necessary documents like ID proof and a request letter.

How to write an application to a bank manager for minor to major?

Write a letter to the bank manager requesting to convert a minor account to a major one, including details like account number and guardian's consent.

How to write a letter to handover a bank account?

Write a letter to the bank manager requesting to transfer or hand over your bank account, providing account details and reasons for the request.

Can Guardian be changed in a minor account?

Yes, the guardian of a minor's account can be changed with proper documentation and consent from the existing guardian.

How do I know if my SBI account is minor or major?

You can check your account status by visiting your SBI branch or checking your account details online through SBI Net Banking or Mobile Banking.

What are the documents required for converting minor to major account?

Documents needed include ID proof of the minor turning major, identity proof of the guardian, and a request letter signed by both.